But first, let’s describe the analogy in better detail. I have been thinking about yet another an apt analogy for investing and so far here’s the best that I have come up with – investing is pretty much like riding a bicycle up a mountain in darkness. Though these may be simple things, I believe I can do so much more in the Months and Years to come! To further elaborate, it’s also a mountain located in Finland where the signs are in Finnish and daylight won’t come in a few months. But if we are good, after many decisions, we will creep upwards. Over time if we make more right decisions, we inch up and we move up the curve. Over a lifetime of investing, we will literally make hundreds of buy and sell decisions, like going through hundreds of fork roads on our way up the mountain. Make sure to open a new tab. Once you have a list of companies ready, visit their websites and check out the products they make. But he also said we need to think we have only 20 bullets in life. If you are riding a bike to the summit of a Finnish mountain in darkness, you better think well and cycle carefully.

In my opinion, investing, from another perspective, is like riding uphill. This is like learning the hard skills like accounting, financial analysis etc. If we put our minds to it, we can get to some level of proficiency. EPS can assist you to apprehend whether or not a stock is puffed up or neglected by the market. Both the product and labour market already suggest promising signs predicting sizable potential and larger playground for freelancers. Even for Finnish, after basic lessons, at the very least, we would be able to read road signs. There is minimal damage to your vehicle, and it is thus easier to get the van back on the road. A good van partition should allow monitoring of the van area from the driver’s cabin. This is a lesson that some may never learn because we have been thought to think in binary terms – something is either good or bad, right or wrong.

That is why they are unable to accept the fact that there is nothing bad or good in the real estate market. Mutual funds can be sold at any time during market hours and this ensures complete liquidity for the investor. The performance after expenses should be extremely similar to Vanguard funds. Experienced investors who want to improve their performance can easily learn our trading system. Everything can be done online. You can demolish or add onto a house or maybe even pick it up and move it, but you cannot pick the land up and move it. This was the original intent by MAS, and if we think about it, it’s really thoroughly thought through and quite beneficial to small retail investors. Investing in silver and gold can give phenomenal returns to investors. There is actually a cap on how much SSB one can hold. The diamond that brings so much joy to a consumer may have been the source of unfathomable misery for the ones who found it from the mines. All you have to do is try your hands on flipping the houses which means you have to buy a house at low market rates and have to sell when the market prices are high.

If this is better than cash, we should buy this over cash. Most investors usually have some cash, say 5-15% to have the optionality to buy great stocks if and when the opportunity comes. The argument here is that this instrument should really be competing with cash, not compounders or value stocks. As astute investors, we should also deploy some capital here bcos it’s better than cash. Set up alternative cash reserves. The two other kinds of investments are stocks and cash equivalents. Say you have 60% in stocks, 30% bonds and 10% cash. This is actually close to where the conventional 10 year bonds are trading at. The chart below shows that 10 year Singapore Government Bonds are trading at 2.24 to 2.32% yield. Barbados Realtors have experience and are recognized by the government. This is likely a precaution given that our Government is super cautious. Reading from the same table below, we see that 30 year bonds are trading at only slightly higher 2.5% yield. So, it’s really not too different from SSB yield at 10 years. So, that’s in short the idea that’s against the rules.