We’re still talking 15 or 30 year loans, with repayments that chew up much of your income. They have today issued results for the full year to end December 2016 (link via Investegate). It should be simple to evaluate: Put the money in, see if results improve. What, if one tutor improves the results by 10%, three tutors will rack it up by 30%? Everyone is invited to come for our 2nd Face-to-Face Ask-Us-Anything session on 6 March 2018. Simple Investor SG and I will answer any of the questions you have on investing or our scorecard methods. This book gives the average investor a plan to use for managing both the individual stocks in his/her portfolio, and the portfolio as a whole. The investor must, therefore, employ the services of a registered stockbroker for buying or selling shares in a stock market. Tritax Big Box is one of our 5 Shares to Watch in 2016 for precisely those reasons’.

Some companies do arrange for specific brands as requested by the client, so make sure you know the options and ask for the right one. For instance, if one investment doesn’t perform over a certain time period, others may perform well. If oversupply grows, for example, or a global financial crisis forces ex-pats to head home, rental income may fall far below loan repayments. Part of the problem is that when a borrower fails to pay on your loan, there may be additional complications like senior liens that they are not paying on as well. You go there to have people yell in your ear, real loud, that YOU CAN DO IT MAN. Real estate is a popular investment. Investing in income producing property is even better as positive cash flow properties provides inflation protected real cash for your retirement. Our brains are wired to assume anything worth doing is worth over-doing, so even veteran investors fall for it.

There are plenty of places with low rent in Singapore. People gain weight over the holidays and come January they run to these places for help so I’m there to collect on my investment for sure! The questionnaire will enable retail investors to create an investment profile based on their individual extra-financial objectives. Yet the Fed not only held fire, but also lowered its forecasts for future policy rates, effectively assuring investors that borrowing costs will stay low for longer. The Fed’s rate cutting began in earnest on September 18, 2007 with a 50 basis point cut in the Fed Funds rate. Point no. 3 is what most Singaporeans have in mind and I have always feel that I cannot let the money in CPF OA to idle receiving the minor 2.5% interest compare to investing in equities. “I always tell parents there’s no point hiring me for so many sessions a week.

Between twice a week and three times a week, there’s no difference. The assumption seems to be: “One session a week good, three sessions a week better”. So hypothetically it should get back to pre-move enrolment of 3,600 in just three or four years. But let it get too far, and you’ll compromise your financial security. I’ll let you in on a secret. Because I’ll stab you. Then you come out all fired up, make plans and phone calls, and give it up a week later. Using a VoIP phone system allows your enterprise to grow as much as possible without putting you in a difficult situation. There is some benefit, but in my book I recommend not adjusting portfolio weights too much in the expectation of higher relative Sharpe Ratio. These are two which I am keen to add to m portfolio if the opportunities arise. But they are never cheap as in baseline, “value meal at McDonald’s” cheap. 1. Home loans are cheap, so forget playing it safe.

Just because home loan rates are low, that doesn’t mean you should get presumptuous. They are essentially debt instruments where a government (federal, state or municipal) or corporate entity essentially borrow money from the investing public with a promise to pay a fixed return irrespective of economic conditions after a certain period of time. You also want to get a higher rate of return than with something like residential rentals. A combination of shows like Renovaid and cheaper reno loans are also taking effect. Hire the good one; the rest are not a paying investment. Apart from the “high” of a pep talk, few of them can translate their investment into actual dollars. This channel apparently has a few videos related to finance. You can also hire letting agents, who can provide you best deals at profitable prices. Because a new house costs too much, a do-over is the next best thing. And what about multiple tutors for the same thing?